In this case, the option with the compounding IAV rate of 6% will cost you an annual rider fee of 1%, while the Lifetime Income Benefit and. The Annuity Gator’s End Take on the AXA Investment Edge Variable Annuity Where it works best: When considering the AXA Investment Edge annuity, it can oftentimes work the best in situations where an investor has already “maxed out” his or her employer-sponsored retirement plan and/or IRA accounts and still wants the ability to invest in. We look forward to helping you create your retirement savings and income strategy. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. My name is Matthew Taub. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Annuity Gator’s End Take on the Protective Life Insurance Company’s Income Creator Annuity. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. My name is Zach Poitra. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. 6:01 AM, 22 March 2019 . I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Annual withdrawals of 3. Despite the current volatility in the. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. This is because the contract will provide the. I would like to thank Annuity Gator for their honesty, professionalism, and great expertise. What's the biggest question that you have about annuities? *. Best, The Annuity Gator P. Independent annuity professionals provide honest. Overall fixed index annuity sales. My name is Donna Lee. 70% for joint life (both you and your spouse. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. Initially, he listened to understand my needs, wants, and fears. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. We can help you with the following three areas: 1). The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. Learn More About Me. According to EMC National Life’s website, the Single Premium Immediate Annuity (SPIA) is designed to provide a guaranteed, steady income immediately after purchase. product was identified and. M. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. ) By paying this fee, your money will grow or step-up in a separate account. Annuity Gator, Cortaro, Arizona. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. Welcome. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. How Do Annuities Work; What is a Retirement Annuity? What is Annuity Income? Annuity Types. | We simplify the way annuities are. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. Read 6 reviews from customers who rated Annuity Gator 1. ”. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. So, if you would like to get a better. For investors who have an amount of money they want to pass on to their family while avoiding the expense of probate. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. For investors who have a family history of life longevity. For instance, this annuity can provide you with a personal pension-like income. And, because of the in-depth reviews that we provide, we have become a highly. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. As an income source for investors who have a longer timeline. With that in mind, having an income plan in place before it is actually needed is highly recommended. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. (The. The company is not an annuities broker and it’s not an insurance company. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. Despite the current volatility in the market and the low. The Protective Smart Saver 4 annuity is described as a limited flexible premium deferred fixed annuity. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. David was extremely helpful from start to finish. My name is Joshua Schlinsky I specialize in helping Americans financially prepare for retirement with the proper use of annuities. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. Annuities Explained. There are some other key features to consider with the. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. 20% for a single Life or 2. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. When the underlying index performs well, a. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. At Annuity Gator, we take the frustration out of shopping for annuities. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. My name is Andrew Wallop. These begin in Year 1 at 9%, and they gradually grade down to . We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. An amount is automatically withdrawn from your portfolio annually, usually 4 percent, and this amount is increased every year for inflation. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. The Annuity Gator’s End Take on the Global Atlantic ForeAccumulation ll Fixed Indexed Annuity. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of return The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. As of year-end 2018, American Equity. Our annuity experts are also available to answer any of the question or concerns that you. I filled out all the paper work, contacted my financial advisor, contacted Athene by phone and waited. Overall, given the low return that the Allianz 222 annuity has produced of. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. hondo55 . This annuity is actually considered a registered index-linked annuity, or RILA, which offers 100% principal protection against market decline. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. My name is Robert ”Bob” Gardner. 0 Where it works the best: You may want to consider the Prudential HDLI v3. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. For instance, this annuity has ten years of back-end surrender charges. Slow but steady growth over time. At Annuity Gator, we are a team of experienced annuity specialists who focus on offering very in-depth – and unbiased – reviews on fixed, indexed, and variable annuity products. This means that regardless of future economic conditions. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. S. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. At Annuity Gator, our mission is to educate consumers on all things annuity. Better to lock in a guaranteed lifetime income. The Annuity Gator’s End Take on the Mass Mutual Odyssey Select 7-Year MYGA Annuity Where this annuity works the best: If you want principal protection; If you are seeking an interest rate guarantee; If you plan to use the guaranteed income feature; Where this annuity works the worst: If you want the opportunity for a higher rate of returnOpening Thoughts on the Pacific Life Pacific Mariner 3 Year Annuity. The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth; Safety of principal; A long-term commitment to the product;How the Solutions MYG 6 Annuity is Described. We look forward to hearing from you. As a source of guaranteed income delivered by a. Welcome to the Annuity Gator database. Here, this annuity charges additional fund platform fees that can range from . As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. It’s our firm belief that when. The Annuity Gator’s End Take on the MasterDex X Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as Simple Income rider is elected, and used shortly after purchase) For producing an income for life that cannot be outlived by a surviving spouse;In addition to the 6-year annuity, there is also an 8-year and a 10-year. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. The Annuity Gator’s End Take on the Prudential HDLI v3. 1. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. I help clients all over the country find ways to generate more retirement income while securely protecting their money during these turbulent times. Learn More About Me. The Annuity Gator’s End Take on the Pacific Life Pacific Index Edge Fixed Indexed Annuity Where it works best: Although this annuity may not be the ideal option for everyone, it could be a good alternative if you are seeking the following features: The opportunity for higher growth than that of a regular fixed annuity productThe AccumuLock Indexed Annuity from Farm Bureau is no different. For producing an income for life that cannot be outlived by a surviving spouse. As of mid-2020, Security Benefit Life held more than $41 billion in consolidated assets under management, and statutory revenue of nearly $5 billion. In addition, there is an annual service charge of $35, up to a maximum of $50. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. Given this, it is important to consider any annuity a long term financial endeavor. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. Which sounds really cool at first. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. In this case, for instance, it provides greater downside protection in the case of a market downturn. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations. Learning about how annuities work is essential for determining whether or not a. For instance, the Better Business Bureau has given Athene an overall grade of C-. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no feesWelcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. Reviews are posted at the request of readers so they could see an independent perspective when breaking down the positives and negatives of specific annuity contracts. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. 70% for joint life (both you and your spouse. 75% to 6%, depending on your age and the income option. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. 0 Where it works the best: You may want to consider the Prudential HDLI v3. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. ”. The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. Annuity Gator – Ryan Smith Bio. I received a thorough understanding which left me at ease with a clear mind. 5% will also come with an annual rider fee of 0. (Then, following the initial guaranteed option period, renewal interest rates. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. The Annuity Gator’s End Take on the Mass Mutual Stable Voyage 7-Year MYGA Annuity Where it works best: For those who are seeking safety of principal; For those who want a set rate of growth (at least during the guarantee period of 7 years, and possibly a renewed guarantee period) For those who are seeking a set, ongoing income stream in. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. 2 billion. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. 5:38 PM, 19 February 2019 . 50% in Year 10, until they reach 0% in Year 11 and thereafter. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. The Annuity Gator’s End Take on the Nationwide Life Destination Architect 2. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. Many indexed annuities will actually allow you to track multiple indexes from a list of options. Rather, it will simply be credit with 0% for that period. The broker openly acknowledges that annuities aren’t for everyone. I help clients all over the country find ways to. The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. 21% and 1. This seemingly endless stream of annuity. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. How Do Annuities Work. The Annuity Gators End-Take on the Transamerica Variable Annuity Series C-Share. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. Initial contact was expedient. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. My name is Jason Siebert. The opportunity for additional, index-linked. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. If you’re still considering the Navigator Elite MVA annuity from. 2 billion in equity. If you would like to see what is possible for you in terms of generating retirement income, based on your intended retirement age, feel free to contact the specialists at Annuity Gator by calling (888) 440-2468 or by. What’s Included In This Annuity Ranking Report This Annuity Ranking Report was created using our up-to-date computer models to evaluate hundreds of annuities of all shapes and sizes. The Annuity Gator’s End Take on the General American Power Select Plus Fixed Index Annuity Where it works the best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works the worst:These include the following: Annual contract fee (if the annuity’s contract value is below $25,000) – $30. Hagin . Annuity Gator is a website that helps you compare and choose annuities from different providers. (888) 440-2468. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). As of year-end 2018, American Equity. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. If you’re still considering the Farm Bureau Select IV New Money 4. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. An annuity is designed to give you income. For investors who have a family history of life longevity. Despite the current volatility in the market and the low-interest. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. What's the biggest question that you have about annuities? *. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. 4,789 likes · 144 talking about this. As with most other annuities, the Indexed Annuity II from Protective will also charge a surrender fee if you withdraw more than 10% of the annuity’s contract value within the surrender period. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time) For producing an income for life that cannot be outlived by a surviving spouse Annuity details can be somewhat cumbersome to digest. My name is Mark Newman. Annuity Gator. Barclays U. With this annuity, there is an annual insurance charge of 0. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. This is particularly the case as the stock market has been so volatile, and unpredictable – in turn, leaving some investors high and dry (or more like low and dry) when it comes to achieving returns. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). The Annuity Gator’s End Take on the AIG / American General American Pathway Annuity Where this annuity works best: This annuity may be a good product for those who are looking for the following benefits: A fixed rate guarantee. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. For investors who have a high tolerance for risk. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. These begin in Year 1 at 9%, and they gradually grade down to . Adam Grubius LICENSED ANNUITY ADVISOR. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator Blog: Annuities. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. 4 Comments . Annuities are not usually associated with the best way for that. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. Guaranteed lifetime income stream. Best, and an A- (Strong) from Standard & Poor’s. So, a fixed index. Therefore, if you would like more information on SPIAs and/or you would like us to review an annuity that you already own, please feel free to contact us directly by. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. com team members will personally. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeThe Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: A reliable income stream right away (or one that starts within 12 months after purchasing. Guaranteed income throughout retirement. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. And, this money doesn’t necessarily have to be your hard-earned retirement savings. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. Founded in the late 1800s as an insurance company, The Principal has grown and expanded exponentially over the years. An accumulation vehicle for someone who needs access to their money. We met several times by phone and Zoom meetings, and he walked. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. Annuity Gator. At Annuity Gator, our mission is to educate consumers about how annuities work, and how they can provide you with the worry-free retirement you deserve. So in this scenario, you would actually be guaranteed a rate of 4. Despite the current volatility in the. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Again no pressure to buy anything. These fees include an annual contract maintenance. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. We can help you with the following three areas: 1). The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. Share Tweet Pin it Share. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. At Annuity Gator, we can help you to narrow down which annuity is right for you – if. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. These updates include funds that have been merged into the annuity that was not previously available. If you want to learn modern approaches to protect and grow your retirement savings and ensure that. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity;The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. My name is Matthew Taub. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. Income that can keep pace with inflation and market growth. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. For example, on a $100,000 portfolio, the. Headquartered in Newport Beach, California, Pacific Life. 35% respectively. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. (This annuity has a 7-year surrender charge period). Best and a Long-Term Issuer Credit Rating of bbb+. For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market;The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. Learn More About Me. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. The Annuity Gator’s End Take on the Lincoln American Legacy Variable Annuity Where it works best: When considering the Lincoln American Legacy annuity, it can often work best in situations where an investor wants to be invested in the market, but yet is concerned with taking on too much risk. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. Annuity Basics. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. 50% in Year 10, until they reach 0% in Year 11 and thereafter. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. 5 billion in assets, and had nearly $13 billion of total life insurance in force. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. We offer this testing for free at Annuity Gator. Learn More About Me. Consultations with the company are free. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. The opportunity for index-linked growth. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Ouch. The Annuity Gator’s End Take on the MassMutual Stable Voyage Deferred Annuity Where it works the best: The MassMutual Stable Voyage Fixed Deferred Annuity, while not for everyone, could be a good option if you. As a source of guaranteed income delivered by a reliable company. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. At Annuity Gator, our mission is to help people understand how retirement income works, and how it can alleviate the concern about running out of money in the future. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. Annuity Gator connects its customers to a wide range of annuity providers. The Annuity Gator’s End Take on the NCIT – American Funds Lifetime Income Builder TDS The NCIT – American Funds Lifetime Income Builder is a new, hybrid financial vehicle. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. Your personal info might be collected and sold to a random insurance. My name is Brian Greco. Downside protection. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. 35%. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. We look forward to helping you protect the ones you love with your own unique legacy. Fixed, variable, and indexed annuities all offer the opportunity to convert, or “annuitize”, and generate a stream of income for a set time period, or even for the remainder of your lifetime. Annuity Basics. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. Upstream Life is headquartered in Dallas, Texas. 0 out of 5. In fact, within a relatively short time for an insurer. 85% and 0. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient . The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a. Compare the annuity’s performance against. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. This can come from personal (non-qualified) funds, or you can use qualified dollars that are rolled over from an IRA or employer-sponsored retirement plan.